Chocolate Pumpkin Bread Recipe

Delicious chocolate pumpkin bread topped with chocolate chips and cream cheese frosting.When the leaves start turning and the air cools down, this Chocolate Pumpkin Bread is my go-to for a cozy treat. This recipe gives you a moist, tender loaf brimming with rich dark cocoa and plenty of chocolate chips. You can enjoy a slice on its own or add a dreamy caramel frosting to make it even more irresistible.

The best part? This recipe is straightforward and quick from start to finish. You’ll mix up the batter in just a few minutes using simple pantry staples, then bake a perfect loaf in about 65 to 75 minutes. Plus, I’ll share helpful tips for ingredient swaps, freezing, storage, and even how to turn this bread into muffins if you’d like.

  • Double the chocolate goodness with both cocoa powder and lots of chocolate chips.
  • Moist and tender crumb thanks to pumpkin puree and oil.
  • Optional caramel frosting adds a luscious finish to the bread.
  • Runs on simple pantry ingredients with easy ways to customize.
  • Stores well on the counter for days, or in the fridge if frosted — can also be frozen unfrosted.

What Makes It Irresistible

You’re going to fall hard for this chocolate pumpkin bread because it uses deep, dark cocoa powder and generous chocolate chips to create a rich, gooey, utterly delicious loaf—very much in the spirit of a double chocolate zucchini bread.

When you add the creamy caramel frosting and sprinkle a few extra chocolate chips on top, it feels like a special treat. Now here’s the fun part — is it bread or cake? Some folks say that once you add frosting, it crosses into cake territory. But honestly, who cares? This double chocolate pumpkin bread is a winner whichever way you slice it, and here’s why I believe that.

  • Comes together easily with a one-bowl method — you can mix up the batter in just minutes.
  • Both cocoa powder and chocolate chips pump up the chocolate flavor big time.
  • Moist, tender, and decadent, just how pumpkin bread should be.
  • A sweet caramel frosting on top adds a flavorful wow factor.

Pantry Staples and Chocolate

Image of baking ingredients for chocolate pumpkin bread on a white surface.

  • Sugar (combo of granulated and brown sugar)
  • Vegetable oil
  • Eggs
  • Pumpkin puree (plain pumpkin puree, not pumpkin pie filling)
  • All-purpose flour
  • Baking soda
  • Cinnamon
  • Nutmeg
  • Dark cocoa powder (or regular natural cocoa)
  • Milk (whole or 2%)
  • Chocolate chips (semi-sweet; milk or dark work too)
  • Caramel frosting (butter, brown sugar, vanilla, milk, powdered sugar)

How to Make the Loaf

  1. In a large bowl, whisk together the granulated and brown sugars, oil, eggs, and pumpkin puree until smooth.
  2. Gradually add the dry ingredients and milk, mixing just until combined into a thick batter.
  3. Gently fold in the chocolate chips so they’re evenly distributed but the batter stays light.
  4. Fold in optional mix-ins (½–1 cup chopped nuts, a tablespoon instant espresso, or extra chips) if desired.
  5. Spray a 9×5-inch loaf pan with nonstick spray, then pour or spoon the batter into the pan and smooth the top.
  6. Optionally sprinkle a few extra chocolate chips on top or drop spoonfuls of a cream cheese mixture (8 oz softened cream cheese + ⅓ cup sugar + 1 egg) and swirl before baking.
  7. For muffins, portion the batter into a 12-cup muffin tin and bake about 18–22 minutes, checking with a toothpick for doneness; for a loaf, bake 65–75 minutes or until a toothpick inserted near the center comes out with just a few moist crumbs attached.

    Step-by-step images of making moist chocolate pumpkin bread with chocolate chips

  8. Let the bread cool in the pan on a wire rack for 10–15 minutes, then remove from the pan and cool completely before slicing.
  9. If desired, spread caramel frosting over the cooled loaf.

Baking Tips and Serving Ideas

  • Mix the batter just until combined. Overmixing creates too much gluten and can make the bread dense instead of tender.
  • Switch up your chocolate chips — white chocolate, mini chips, toffee bits, or caramel chips all add great texture and flavor.
  • Feel like adding a little crunch? Stir in ½ to 1 cup of chopped nuts like pecans or walnuts before baking.
  • Not into frosting on quick breads? No worries! Just sprinkle a few extra chocolate chips on top before baking. It adds a little sparkle without the fuss.
  • Nothing beats enjoying a warm slice on a crisp fall morning with a salted caramel mocha or your favorite hot drink. For another cozy fall bake, try Pumpkin Cinnamon Rolls (make right now or make ahead).
  • Serve warm with a pat of butter or cream cheese for a cozy breakfast treat. For easy grab-and-go, bake a batch of Pumpkin Cream Cheese Muffins.
  • Top with a scoop of vanilla or cinnamon ice cream for a delightful dessert.
  • Pair a slice with your favorite coffee or chai latte to awaken comforting fall vibes.
  • Wrapped in parchment paper, this loaf makes a sweet gift for friends and family during the holiday season.

Delicious Mix-Ins and Swaps

If you want to switch things up while keeping this recipe easy and approachable, try these tasty swaps and additions:

  • Swap the cocoa powder: Use regular natural cocoa if you want a lighter color and gentler chocolate flavor.
  • Change the chocolate chips: Milk, dark, white chocolate chips, caramel chips, or chopped chunks all bring unique flavors.
  • Add nuts: Toss in ½ to 1 cup of chopped pecans or walnuts to add texture and a nutty crunch.
  • Cream cheese swirl: Mix 8 oz softened cream cheese with ⅓ cup sugar and 1 egg, then drop spoonfuls on the batter and swirl before baking for a tangy surprise. If you love that pumpkin-and-cream-cheese combo, try a classic pumpkin roll with cream cheese filling for another delicious take.
  • Make muffins: Portion the batter into a 12-cup muffin tin and bake about 18-22 minutes. Check with a toothpick for doneness.
  • Frosting alternatives: Try a simple cream cheese frosting, maple glaze (maple syrup + powdered sugar + milk), or skip frosting and top with flaky sea salt plus extra chips.
  • Lighten it up: Replace up to half the oil with unsweetened applesauce for a softer, lower-fat loaf.
  • Gluten-free version: Substitute all-purpose flour with a 1:1 gluten-free flour blend. Texture will be slightly different but still tasty.
  • Spice tweaks: Use 2 teaspoons pumpkin pie spice for a shortcut or add a pinch of ground ginger or cloves for more warmth.
  • Kick the chocolate up a notch: Stir in 1 tablespoon instant espresso or finely ground coffee to deepen the chocolate flavor.
  • Try stirring in different mix-ins like dried cranberries or orange zest for a bright twist.
  • Use vegan butter and flax eggs to make a vegan version that’s just as tender.
  • For a spicy kick, add a pinch of cayenne or chili powder to the batter—it pairs surprisingly well with the chocolate and pumpkin.
  • Swap caramel frosting for a simple dusting of powdered sugar or a drizzle of melted chocolate.

Storage, Freezing, and Make-Ahead

Once your chocolate pumpkin bread has completely cooled, keep it stored in a covered container on the counter for up to 4-5 days. If you frost the bread, store it in an airtight container in the fridge and it should stay fresh for about 5-7 days.

This bread freezes beautifully too! Wrap the cooled, unfrosted loaf tightly in plastic wrap, then pop it into a freezer bag. You can freeze it for 2-3 months without losing taste or texture.

When you’re ready to enjoy, unwrap it and let it thaw on the counter. Once thawed, add your caramel frosting and dig in!

To keep your chocolate pumpkin bread tasting fresh, store it in an airtight container at room temperature for up to 5 days. If you’ve added caramel frosting, pop it in the fridge inside a sealed container to stay fresh for up to a week. Always slice off what you need to help the bread retain moisture.

This bread is a fantastic make-ahead treat. You can bake it a day or two before you plan to serve it. Just cool completely, wrap tightly in plastic wrap, and store at room temperature or in the fridge if frosted. It makes a perfect breakfast or snack when you’re short on time. For another fall-friendly make-ahead option, try these Easy Baked Pumpkin Fritter Bites.

Close-up of moist chocolate pumpkin bread topped with chocolate chips

Common Questions Answered

How do you know when pumpkin bread is done?

The best way is to insert a knife or skewer into the center of the bread. If it comes out with raw batter, it needs more time. If there are just a few moist crumbs, you’re good to go!

Can I use pumpkin pie spice instead?

Absolutely! You can swap in 2 teaspoons of pumpkin pie spice instead of using individual spices like cinnamon and nutmeg.

Can you freeze pumpkin bread?

Yes, pumpkin bread freezes wonderfully. Wrap the cooled loaf tightly in two layers of plastic wrap, place it in a freezer-safe container or bag, and freeze for 2 to 3 months. If you have extra pumpkin puree to use up, try it in savory recipes like Pumpkin Chili or Coconut Curry Pumpkin Soup.

Close-up of a slice of moist chocolate pumpkin bread topped with chocolate chips

Print

A moist and tender pumpkin bread bursting with rich chocolate flavor, made with cocoa powder and plenty of chocolate chips, optionally topped with luscious caramel frosting.

  • Author: Maya Reynolds
  • Prep Time: 15 minutes
  • Cook Time: 65 to 75 minutes
  • Total Time: 1 hour 20 minutes to 1 hour 30 minutes
  • Yield: 1 loaf (9x5-inch) or 12 muffins 1x
  • Category: Quick Bread

Ingredients

Scale
  • 1 cup granulated sugar
  • 1 cup brown sugar
  • 1 cup vegetable oil
  • 3 large eggs
  • 1 3/4 cups pumpkin puree (plain pumpkin puree, not pumpkin pie filling)
  • 2 1/4 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1 teaspoon ground cinnamon
  • 1/2 teaspoon ground nutmeg
  • 1/3 cup dark cocoa powder (or regular natural cocoa powder)
  • 1/2 cup milk (whole or 2%)
  • 1 1/2 cups semi-sweet chocolate chips (milk or dark can also be used)
  • Optional caramel frosting: butter, brown sugar, vanilla extract, milk, powdered sugar

Instructions

  1. In a large bowl, whisk together the granulated sugar, brown sugar, vegetable oil, eggs, and pumpkin puree until smooth.
  2. Gradually add the dry ingredients (flour, baking soda, cinnamon, nutmeg, cocoa powder) and milk, mixing just until combined into a thick batter.
  3. Gently fold in the chocolate chips evenly without overmixing.
  4. Optionally fold in 1/2 to 1 cup chopped nuts, 1 tablespoon instant espresso, or extra chocolate chips.
  5. Spray a 9×5-inch loaf pan with nonstick spray, then pour or spoon the batter into the pan and smooth the top.
  6. Optionally sprinkle a few extra chocolate chips on top or drop spoonfuls of a cream cheese mixture (8 oz softened cream cheese, 1/3 cup sugar, and 1 egg) and swirl before baking.
  7. For muffins, portion batter into a 12-cup muffin tin and bake 18-22 minutes, checking with a toothpick for doneness. For a loaf, bake 65-75 minutes, or until a toothpick inserted near the center comes out with a few moist crumbs.
  8. Let the bread cool in the pan on a wire rack for 10-15 minutes, then remove from the pan and cool completely before slicing.
  9. If desired, spread caramel frosting over the cooled loaf.

Notes

Mix batter just until combined to avoid a dense texture., Chocolate chips variety can be changed: white chocolate, toffee bits, caramel chips, mini chips all add unique flavors., Add 1/2 to 1 cup chopped pecans or walnuts for crunch., Top with extra chocolate chips instead of frosting for a simple finish., Serve warm with butter or cream cheese, or ice cream for dessert., Freeze unfrosted bread wrapped tightly for 2-3 months., Make gluten-free by substituting all-purpose flour with a 1:1 gluten-free blend; texture may differ., Lighten by replacing half the oil with unsweetened applesauce., Add spices like pumpkin pie spice, ground ginger, or cloves for extra warmth., Use instant espresso to deepen chocolate flavor., Vegan alternatives: use vegan butter and flax eggs., Add a pinch of cayenne or chili powder for a spicy kick., Swap frosting for cream cheese frosting, maple glaze, powdered sugar dusting, or melted chocolate drizzle.

Nutrition

  • Serving Size: 1 slice or 1 muffin
  • Calories: Approximately 320 calories per slice (without frosting)
  • Fat: About 15 grams per serving
  • Carbohydrates: About 45 grams per serving
  • Protein: About 5 grams per serving

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Maya Reynolds

ABOUT THE AUTHOR

Maya Reynolds

Hi, I’m Maya Reynolds, a home cook, recipe creator, and mom of two living just outside Nashville, Tennessee. I’m 38, married to my husband Adam, and together we’re raising our two kids, Ella and Jack — my favorite little taste testers and the inspiration behind the simple, comforting, family-friendly recipes I share on CookeryGood.

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